As with any insurance policy, the cost of flood insurance will vary depending on the risk of flood damage to a property. Properties located within a flood zone will cost more to insure for floods than properties located in a participating community that is not considered a flood zone. Of course, the amount of your deductible can also affect the cost of flood insurance for your property.
Where your home is located can greatly affect the risk factor associated with insuring your home. For instance, certain counties are at higher risk for criminal activity, leading to claims for theft and repairs to be made due to breaking and entering or other types of crimes against your property. Other counties have an increased risk of inclement weather causing damage to your home or property. Therefore, certain counties within North Dakota will have a better average rate for homeowners insurance than others.
North Dakota is part of the Midwestern corridor of the United States. This means it is no stranger to brutally cold winters and sometimes excessively hot summers. As a result, North Dakota sees a fair share of inclement weather throughout the year.
Along with excessive cold comes blizzards. If you are a resident of North Dakota, you are no stranger to three feet of snow (or more). There may be two or three blizzards during any given winter season.
Farmers separates itself from the pack by:
Nodak Mutual calls North Dakota home. As a result, it knows the issues that clients in North Dakota deal with on a daily basis. The company has been named one of Ward’s top fifty insurance companies for five years running.
How to obtain a quote: